Buy-To-Let Mortgages
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
MOST FORMS OF BUY TO LET MORTGAGE ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.
MOST FORMS OF BUY TO LET MORTGAGE ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.
Navigating the Complex Market
Buy-to-let mortgages have become increasingly complex in recent years. With so many options and regulations to consider, having a mortgage broker navigate the market for you has never been more important. We stay up-to-date with the latest changes and can guide you through the process, ensuring you find the best mortgage for your investment.
Limited Company BTL
With recent changes to the way tax relief is calculated, Limited Company BTL mortgages have become more significant. It’s crucial to seek independent financial advice to determine whether an individual or limited company BTL mortgage is best for your situation. Regardless of your choice, we have access to both individual and limited company BTL mortgages, providing you with the flexibility to choose the option that best suits your needs.
HMO’s & Multi-unit Freehold Blocks
Understanding the market for Houses in Multiple Occupation (HMO’s) and Multi-Unit Freehold Blocks (MUFBs) is essential for many landlords. These types of properties can offer higher rental yields but come with their own set of complexities and regulations. We have extensive experience in this area and can help you navigate the specific requirements and find the right mortgage products to suit these investments.
Tailored Solutions for All Landlords
Whether you’re a retired landlord with a personal income under £25,000 or a professional landlord with a large portfolio, we can help. We understand that each landlord’s situation is unique, and we offer tailored solutions to meet your specific needs. Our expertise ensures that you get the best possible mortgage deal, no matter the size of your investment.
Want to know more?
To find out more;
Call us on 0203 150 0882
Email us at matt@wheremoneymakessense.com
